Writing a Heartfelt Letter to go Along With Your Offer to Buy a Home

Buying a HomeIn today’s low-inventory real estate market, buyers are competing and many are losing out. A contributing factor is that home buyers have unrealistic expectations, probably because of watching too many home decorating shows on television. Real life isn’t like that. Most houses aren’t “HGTV perfect,” nor should they be.

Spending a lot of money to constantly have the latest fashions in cabinetry, hardware, flooring, paint, etc is pathetic. You should be concentrate on making your house a happy home rather than wasting all that time and money to “keep up with the Joneses.”

One way buyers think they can have an advantage over other buyers is to include a sentimental letter to the sellers in hopes that they will consider their offer over others because of what cute and wonderful people they are. This is risky business, and could cause a $10,000 fine for a fair housing violation.

The Fair Housing Act prohibits, in part, discrimination based on familial status, disability, religion, race, or ethnicity. Some states add sexual orientation, age, source of income, and more to the list of fair housing violations. If you include a letter to the sellers stating that you can’t wait for the kids to play in the lovely, fenced back yard, and the seller takes your offer over another couple without kids, this could be a violation. Often buyers will include a photo too, and you can see where I'm going with that. Hopefully, the seller took your offer because it had better terms, but do you really want to go to court to prove that?

If your heartfelt letter gets you the winning offer on the house and you run into inspection issues, then what? How willing do you think the sellers will be to complete repairs when you said this was your “one and only true love house?”

Buying a home is a financial decision, and a big one. If feelings enter into it, someone is likely to get hurt somewhere in the process--and I don’t mean emotionally. It should be handled professionally, and these letters aren’t. Your offer needs to stand on its own merit and not be clouded by emotion.

© Deb Staley 2017-2019

Return to the Home Buyers page 

Find out how to save money on buying a home